Aditya Birla Health bets on wellness incentives to improve claims ratios

Overall, the initiative appears to be bearing fruit, with the insurer growing faster than the market; It’s a trend Bathwal attributes to products being “more relevant” to customers. The company’s gross written premium is 39% per annum in 2025-26 ₹6,855 crore, faster than the industry growth of 15.4%. The insurer had a 13.7% market share among independent health insurers, up 110 basis points year over year. reported net profit ₹3,764 crore in FY26, up 13% y-o-y.