Most Americans think that they play smart cards with credit cards – their interests here escape the interest here. But when Tucker Carlson he asked the financial guru Dave Ramsey A simple question – “What’s wrong to have a credit card if you pay the balance every month?” – He didn’t expect the answer to solve a legend cooked in American consumer habits.
“Most people don’t do it,” Ramsey replied. “This is a big lie.” “Everyone only talks about this theoretical discipline they are afraid of.”
It wasn’t just a warm look, it was supported by data. Ramsey, “78% of the balance takes the month to month.” He said. “Just like 97% of people do not pay 30 years of mortgage like 15.”
Do not miss:
Carlson inviting Ramsey Last October “Tucker Carlson Show”He seemed really surprised. But Ramsey is not over. He said that credit cards were an emotional concept on Americans. “People have physical reactions when they cut their credit cards. So – they cry, they tremble.”
Ramsey, who built a financial empire around the idea of life -free life, does not have a single credit card. “I don’t have a credit card. You know for 30 years, I don’t know.” “I have a debit cards in my personal account and I use it as most people use credit cards.”
He argued that bank cards did everything that credit cards did – just without risk. “If you go Pay your credit card Every month and you will really do it, then a debit card will work … This is the same scary thing. “
But for most people, he doesn’t play this way. Ramsey, “Currently an average American 37,000 dollars credit card debt.” He said. “They get 18%to 28%… So you make it 300 million time, and you have some money for the old good chase.”
Trend: Blackrock 2025 calls the year of alternative assets. A company from NYC previously established a group of more than 60,000 investors who have previously joined a billionaires such as Bezos and Gates.
When Carlson asked why credit card companies look untouchable – I have never encountered the way banks, companies or politicians do – Ramsey pointed out marketing. He continued: “The longest time in the history of humanity was taught with the most recurrent sophisticated marketing … Do not leave the house without him.”
He described messaging so effective that it became a religion. “This is a altar we worship, Ram Ramsey said. “And not.”
He even targeted people who claim to make money with cards. “People with a master’s degree in the field of finance: ‘I have returned 1% to my Discover card.’ So you will run 100 big from your Discover card to get back $ 1,000.
Carlson laughed but focused. “So you just say, your argument is very dangerous.”
Ramsey, “Not so dangerous. If you pay every month, you will not go bankrupt.” He said. But even then, the psychological effect of using plastic warned the changes spent by people.
“When you scroll the plastic, you spend 12 to 18% more than you leave real cash,” he said. By referring to a MIT work. “Because when you see Benjamin looking at you, it activates the pain center of the brain.”
See also: If you are 35, 50 or 60 years old: how much should you save, etc. Has invested so far
With cards – or worse, Apple Pay – No mental friction. “You just moved your phone as you have returned to an E -Post or text, and now you’re leaving the Home Depot with another vehicle.”
Even stores deceive the brain that gives back your card. “When you give someone a piece of plastic to the store, they give you food or shirt back with plastic.” He said. “When you give them money, they only give you your shirt.”
Ramsey and his wife are still paying money for food. “Sharon still carries an envelope with cash in his bag – he says food on it.” He said.
Despite Cultural dependence on cardsRamsey says it doesn’t have to be like that. Bank cards work for car rental and hotel reservations and have fraud protection for both. “In fact, you need to have money in your scary account to spend,” he said.
According to him, risks, habits and industrial profits added up to a conclusion: “It doesn’t make sense.”
In the last five years, the price of gold has increased by 83% in the last five years – investors such as Bill O’reilly and Rudy Giuliani use this platform. Create customized gold IRAs to help maintain savings from inflation and economic turbulence.
Picture: Shutterstock
The lock was opened: 5 new transactions every week. Click now to get the best trade ideas every dayUnlimited access to the latest vehicles and strategies to get an advantage in plus markets.
Get the latest stock analysis from gasga?
This article Tucker Carlson asks Dave Ramsey why credit cards are a problem if you pay them – Ramsey says, ‘This is a big lie… Most people don’t do it’ he says It appeared initially Benzinka.com
© 2025 Benzinga.com. It does not give an investment advice to gasging. All rights reserved.
