Her Husband Brings In $156K, But They Struggle With Groceries Due To His $700 Monthly Vices. She Calls Him An Addict, Dave Ramsey Disagrees
A Chicago family struggles to buy food despite earning an annual salary of $156,000; This he attributes to his wife’s husband’s increasing $700-a-month addiction to tobacco and marijuana.
“My husband is an addict,” Megan said during an episode of the show.The Ramsey Show” Last year, she was a stay-at-home mom who was pregnant with her third child and sought advice from personal finance experts. Dave Ramsey And Jade Warsaw. Megan said her husband spends about $6,000 a year on the habit, but the last few months have been made worse by the death of his father and grandfather.
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Megan slams landlords for husband’s “erratic behavior” I hesitate to pay Even though they have money, they take out a $20,000 car loan. He fears the freed-up $600 monthly payment will become a habit.
Ramsey immediately objected to the framework. “If I say my wife is addicted, that means either our marriage is getting ready to end or she’s getting help next week,” he said. “But you’re using it like it’s part of your budget. If you’re going to call it dependent, you’re going to have to treat it like one.”
She added that if she was concerned about her husband’s occasional substance use and that it was costing them $500 to $700 a month, that was a very different scenario than identifying him as an addict.
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When they asked about her income structure, Megan said she currently has no income. Her husband earns all the household income. They take home about $7,800 a month after taxes, but Megan said food insecurity continues to be a problem.
With a $3,400 mortgage, a $600 car payment, and significant deductions from her paycheck to her 401(k), the couple may be strapped for cash, not just from her bad habits but from poor planning.
“You’re getting paid $8,000 a month and you have a $3,000 house payment. You didn’t run out of food because he spent $750,” Ramsey said. “If he loses his job because he gets drunk all the time, you won’t have any food.”
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