DWP news: July 2025 payment dates for Universal Credit, state pension and PIP

In the UK, millions of people claim some benefits to help them meet the cost of living. Approximately 24 million people in the country receive a combination of the benefits managed by DWP, which has become more important than ever to grapple with increasing costs.

As it passes in the middle of the year, the unwanted shock of the invoice of April may have settled, but many of them continue to fight. Benefit increases, state pension and minimum wage will be a way to balance these costs, but inflation continues to leave behind revenues for most.

The latest figures of millions of low -income households draw a difficult picture of England’s economic situation. Research from the Joseph Rowntree Foundation found that more than 1 (21 percent) in the UK was in poverty in 2022/23 – 14.3 million people in the UK.

Against this difficult economic ground, it is important that households demand all the support they deserve. According to the policy in practice, the research shows that the value of £ 23 billion is not requested every year – Auxiliary calculator To find out what you can qualify.

Are you having a problem with DWP or Living Cost? Contact E -Posta: albert.toth@indent.co.uk

This is an overview of the financial support offered to households in July and the basic dates to take into account the benefit and benefit of the state pension buyers:

Benefit Payment Dates in July

Since there is no bank holiday, the benefit payments will be normal in July. These include:

For more information about how and when the state aid is paid, Visit the government’s website.

DWP aims to complete the migration of all ‘old benefits’ until January 2026 to universal loan. Tax loan, income support, Jekeker’s allowance and housing assistance must have already received a notification of switching to universal loan.

Many of them will be worried about Labour’s planned changes in the welfare system, which is £ 5 million. There is still a period of time before they enter into force, universal loan rates change in April next year, and then the criteria of claiming that the personal independence payment (PIP) is tightened in November.

Do you have problems with PIP, universal loan or other benefit? Contact E -Posta: albert.toth@indent.co.uk

Pension Payment Dates in July

The basic state pension is paid to bank accounts similar to how the benefits are paid. It is usually paid every four weeks, the full day corresponds to the last two digits of your national insurance number.

Here are what you need to pay according to these numbers:

Did the benefit rates increase?

In April, all benefits increased by 1.7 percent and matched the September 2024 inflation figure. Universal loan, PIP, DLA, Participation allowance, caregiver’s allowance, ESA and more, including the increase applied to all working age benefits.

Meanwhile, in terms of the triple lock, the state pension increased by 4.1 percent in 2024 with an increase of 4.1 percent – an increase of £ 472 per year.

Following Labour’s welfare announcements next year, things will change slightly for universal credit plaintiffs. Anyone who receives the standard allowance of the aid will see an increase of £ 7 per week from April 2026 and will receive from £ 91 to £ 98.

However, the ratio of the additional universal credit health element will be frozen from 2026 from £ 97 to 2029/30 (although these groups will receive increased standard allowance).

In addition, any new plaintiff for the health element after April 2026 will receive a £ 50 per week – almost 2,500 £ less than the current level. This means that there is a good idea for anyone who thinks they can apply as soon as possible.

Other aid available

Budgeting Advance Loans

The government offers a ‘budgeting advance loan’ that faces a lack of emergency for people with universal loans. The maximum repayment time of the loan is two years.

These loans are interest -free and automatically deducted from universal credit payments. You can borrow a ‘progress’ up to the following:

In October, after the labor force budget, a new boundary was introduced to the amount of benefit payments to repay DWP’s advance loans, including budgeting, to repay loans and debts.

As of April 2025, interruptions from universal loan will decrease from 25 percent in 15 percent of the standard allowance.

Optional housing payment

They may apply to their councils for the optional housing payment (DHP), which provides financial support to go to households, rent or housing costs.

You can only get a DHP if you get a housing advantage or the housing element of the universal loan. If you need to move home, it can cover the housing costs for rent deficit, rent deposits and rent rental.

The exact compliance and the existing funds are decided on the basis of the council, so you will need to contact your local authority to find out more.

Household Support Fund

The Household Support Fund (HSF) distributed by local councils offers vital help to those who face financial difficulties and those who complete standard benefits and grants.

As part of this government initiative, appropriate household peoples throughout the UK can access support such as contributions to basic devices, public services invoices and direct cash payments reaching £ 300.

Local authorities are free to decide how to allocate HSF funds to the households in their regions, so that exactly what is present will change. In order to apply, households need to communicate with their councils (most online form).

This program will last until March 2026. The government has committed an £ 1 billion fund to switch to a ‘crisis and durability fund’, which will replace the DHP.

Philanthropist grades

If you are financially fighting, you may be suitable for specific charitable grants. There are a wide variety of grants available depending on your conditions.

However, these grants will usually require you to meet certain criteria and only offer limited funds.

Charitable grants are available for disabled or sick, caregivers, mourning, unemployed, students and more. Charity Turn2us has an online vehicle to search for grants This may be available for you.

Energy provider assistance

Some energy suppliers provide help for those who struggle with energy bills. These include British GAS, Scottish power, EDF, E.ON and octopus. It is worth contacting your energy provider to find out if you are suitable.

Council Tax Reduction

If you meet specific criteria or if you have certain advantages, you can apply for a discount of up to 100 percent for your Council tax deduction.

If you can show you that you have faced serious problems and you cannot pay your Council tax, you can still offer you an optional discount.

You can contact your local council to apply for a tax deduction. Through the government’s website.

Free Child Care up to 30 Hours

All employee parents in the UK are currently entitled to care for 30 hours of free child care for children aged 3-4 years.

As of September 1, this has been expanded again to include all nine -month children.

You must apply online and re -approve your conformity every three months during each school period. Working parents can apply for non -tax -free child care, and give 20p back to £ 500 per year for every 80P you put for child care.

The latest expansion for free child care in September 2025 will see that all children under five years of age are suitable for 30 hours.

Energy Price Cover: Is it increasing?

Ofgem’s energy price limit will fall to £ 1,720 for July -September – 7 percent decrease. The fall of the welcome is followed by three consecutive increases.

The energy price limit is the maximum amount that energy suppliers can charge you for each energy unit if you use the standard variable tariff. This contains most households. It is expressed as an annual invoice for an average house.

Mental health support