Insurers just marked the costliest first half of the year since 2011

A worker, Joey and Brenda Bermidez’s windows at his house, helped to establish Windows, which was damaged by a recent hurricane in Elbert County in Elbert County on 19 May 2025.
RJ Sangostiti | Medianews Group | Denver Post | Getty Images
According to something recently, global insured losses in the first half of this year reached $ 84 billion. Gallagher re report – The highest half of the highest half since 2011.
According to the Global Reinsurance Broker’s report, violent storms in the United States increase losses for more than $ 30 billion insurance companies. These severe convective storms constitute 39% of insured losses in the first half of 2025 globally.
Damage is expensive. In the USA, 11 different storms produced at least one billion dollars insured losses – and three of these storms cost insurers more than $ 2 billion.
Between 13 March and 16 March, a historical storm epidemic revealed at least 118 hurricane goals in 15 states and resulted in 43 deaths. The allegations are still committed, but Gallagher re, insured losses expects to approach $ 7.7 billion, which makes it a fourth most expensive single -violent convective storm event.
Gallagher Re, 2025, said that it is a clear way to overcome 100 billion dollars of insurance losses throughout the year and called the threshold as a “new market reality”.
Insurers have to deal with various concerns about the weather. Full of a big problem, stated in the report – more often storms that produce harmful full of harm provides great losses for insurance companies.
Meanwhile, Palisades and Eaton forest fires The most expensive individual forest fire activities for insured losses for insured losses in insured losses in Southern California in January, the most expensive individual forest fire activities recorded so far for insurance companies and reinsurers.
Rising housing costs also fuel significant growth in insured losses. Higher prices associated with materials and labor force pay more to repair or replace the houses, buildings and tools of insurance companies. And people continue to choose vulnerable places against violent air or fire.




