My student loan doesn’t cover my bills

While it was counted until 16:00, Tianna Hunkins supported himself for a crazy hurry.

It was given a shift in a nearby fast food restaurant that began when the lesson ended.

Fortunately, he was already wearing his uniform under a hood, so “nobody knew.”

“I always do it on time, or he says.

19 -year -old is one of the increasing number of students who balance paid jobs as well as their work because care loans do not meet their living costs.

Recent research from the Institute of Higher Education Policy (HEPI) shows that students in the UK need a “socially acceptable minimum standard of living standard from a three -year degree to £ 61,000.

Thinking Tarker finds maximum annual maintenance loan covers while finding “only half of the costs faced by compensation” Save the Student Survey Published this week, maintenance loans did not meet the average living costs – claimed that it fell to £ 502 per month.

30 hours of working weeks to go from family homes for two hours to go to work, students talk about the lengths they will go with the BBC to create a lack of care loans-even with the help of the family.

“I wouldn’t put myself in this stress [of a job alongside studying] If I need it, Tianna says Tianna, who came from Nottingham, but returned to Newcastle for the second year at the University of Northumbria.

Tianna will receive 4,915 £ maintenance loans for this academic year, which is well below what he needs to meet his rent (7,932 £).

It is grateful that it can help parents to pay for accommodation, so that the maintenance loan can include food, transportation, socialization and expensive law books.

He also plans to save money from his part -time work for a home deposit.

But for Tianna, a part of his charm of going to university was the chance to embrace hobbies and make friends – so he knew he had to find a part -time job to finance his busy social life and sports such as netball and ice skating.

After applying for “more than 100 work”, he made a contract to a fast-food chain in the second period of the first year. Soon he found himself working for about 30 hours a week – he usually finished at 02:00.

Until then, Tiana would take £ 8 for a Uber journey to avoid walking alone at night and give itself more sleep before 09:00.

Sometimes working involved sacrifice.

“One of my friends had the opportunity to do a legal internship at this illegal activity that I couldn’t go because I was at work.” “I missed this.”

The quantity that students can borrow for living costs This year, England, Wales and Northern Ireland rose.

For example, the maximum maintenance loan for students from the UK, who lives away from their parents outside London, is now 10,544 £ 10,544. The amount you can borrow depends on your income of households.

But still, more and more students are working part -time to cover their costs.

Recent research from Hepi and Advance claimed that 68% of British students were in paid employment for 35% in 2015.

The 20 -year -old Faith Webb says he sees “many people in a job uniformed lessons” in Linguistics at the University of Manchester.

İnanç’s maintenance loan welcomed the cost of the first year halls, but was not enough to pay his room in the apartment he rented with his friends in the second year.

This year the loan is 6,600 £. With many of his friends did not rent this year, he faced the possibility of going back to the halls he did not want to do because he did not enjoy it in the first year or he could not rent alone.

Faith chose a third option.

“I decided to go home instead of living in Manchester and go to Uni,” he says

For the house, for faith, his family is Birkenhead, Wirral.

It will mean a 06:30 bus to Liverpool, a train to Manchester, and a 20 -minute walk to Liverpool. It expects it to last about an hour and a half from all directions and cost £ 2,300 for the year.

He plans to treat the university as “nine -to -five nine ‘that he reads on campus every day.

However, this sometimes means missing to see his friends in Taylor Swift Society in the evening.

“If I had been away from home since 06:00, I wouldn’t really have motivation, or he says.

Faith chose to come and go instead of taking a period of time, because “the opportunity to” focus more on education “.

“I pay a lot of money to do this,” he adds.

Northumbria University Vice President and Vice General Manager. Andy Long says that approximately 38% of the students go to the university.

“This is not a choice of lifestyle, or he says. “[It’s] An additional burden that students with traditional university experience do not have to deal with. “

The University of Northumbria organizes special fresh activities to create a sense of community among suburban students this period, and investigates whether the contact hours can concentrate and concentrate on less days to help them and those who have part -time work.

Like other universities, students say that they have been able to apply for the deadline extensions due to their work commitments in recent years and they have the option to capture the courses recorded when they could not attend.

“It needs to strengthen what you have learned in class, but frankly for these students, this may not be an election for them, or he says.

Prof. Long wants to re -publish the maintenance grants in the UK while publishing the white article after 16 in this autumn.

Students’ inflation and life costs can borrow the amount and which students receive the maximum maintenance loan determining the household income threshold should be “significantly” should rise.

Skill Minister Jacqui Smith said the government “admitted that too many students face real financial difficulties”.

“Determined to change” and DFE’s white article “will soon determine how we plan to improve access for students from disadvantaged pasts”.

Other students contacted the BBC through your BBC news to share their financial concerns.

He examines politics and international relations from Josh Anderton Doncaster and Lancaster University. He says he is thinking of walking for two hours a day to go to the classes due to bus fees. It covers approximately two -thirds of the rental rent.

“I’m getting a bus crossing, but it’s becoming more and more expensive,” he says, and now the cost of £ 150. “I think I prefer to walk at this point.”

19 -year -old Ava Wylde had to go to the train fees to go from the family house in Southampton to Durham, where he works with environmental geographical intention and works in a corner shop to pay his rent because it covers more than half of what they need.

He likes his job, but he feels less time to reinforce his grades since he got it.

Sometimes it can mean going out with the Rugby club or friends at night – many of them don’t have jobs from time to time, but some are trying to find one.

“Even if you know that you shouldn’t go out in the evening and spend money, you really want – and your friends want you,” he says. “No, I’m sorry, I can’t do it ‘to your friends.”

Tianna had to leave Fast-Food at the end of the last period because he was not allowed to pause and return for summer holidays.

During the summer he worked at a nightclub in Nottingham and hopes to find a job at a bar in Newcast this year.

“I’m not doing [night club work] Uni is crazy watches, “says Tianna.” I literally finish at 04:00 – I don’t do this when I need to get up the next day. “

Additional reports by Kris Bramwell and Bernadette McCague