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Minnesota Man Hides Retirement Contributions From Wife Who Says ‘Debt Is Normal’ — Dave Ramsey Fires Back, ‘No More’

Secret savings felt safer than another fight about money.

anthony wrote He told “The Ramsey Show” that he quietly increased his retirement contributions and transferred $65 from each paycheck to an online investment platform because his wife believed “debt is normal.”

He admitted the cheating was wrong but said he felt stuck. Minnesota resident’s frustration prompts homeowners to take action John Delony And Dave Ramsey answer clearly.

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Anthony wrote that he wanted to overcome them debt He is more aggressive but cannot persuade his wife to be more frugal. He said that lying to provide for his family “hurts” and asked what he would do next.

“Stop lying,” Delony said. “This isn’t a money situation. It’s something deeper than that.” He urged Anthony and his wife to meet with a trusted mediator, such as a marriage counselor, pastor, or trusted friend, for a direct, truth-telling conversation about their relationship.

Ramsey also agreed with this view and said that the situation was unacceptable. he said security It reflects passivity and warns that avoiding conflict now will create a bigger problem later. Instead of quietly giving away the money, he said, Anthony should confront the issue head-on and decide what he’s willing to accept.

“No more,” Ramsey said.

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He said Anthony should have looked his wife in the eye and refused to continue living “from broke to broke and in debt our whole lives.”

Also, Anthony has an “or what?” He said it should be. This moment means that instead of continuing to put off an inevitable confrontation, the woman must decide what will happen if she refuses to change.

Delony told Anthony that the couple were not ready to build a future together. marriage cracked. Ramsey warned that running around with separate accounts would “slowly strangle” the marriage and called for everything to be on the table.

Delony said hiding, lying, stealing or cheating doesn’t help a marriage, even if someone believes they are protecting their family. “We will do whatever it takes to win,” Ramsey said.

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As Anthony considers next steps, working with a financial advisor can provide a structured way to review debt, savings, and long-term plans.

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