MLK Day 2026: Are banks closed on MLK Day? What’s open and shut? Will post office and FedEx operate on January 19?

MLK Day 2026: Banks and post offices in the United States observe Martin Luther King Jr., a federal holiday honoring the civil rights leader’s legacy. It will remain closed on Monday, January 19, as it celebrates Day 2026. Many government services, including the stock exchange and federal offices, also suspended their operations for the day, while most retail establishments are expected to operate normally.

The holiday, celebrated every year on the third Monday of January, is celebrated by both Dr. It serves as both a commemoration of King’s contributions and a national call to community service.

When is MLK Day 2026 celebrated?

MLK Day 2026 will be celebrated on Monday, January 19. The holiday was officially established when former US President Ronald Reagan signed the King Holiday Bill on January 2, 1986. It has been celebrated as a federal holiday and national service day ever since.
According to the National Museum of African American History and Culture, this day honors Americans by volunteering and participating in activities that strengthen local communities. It encourages us to honor King’s life.

Martin Luther King Jr. Importance of the Day

Dr. Martin Luther King Jr. is remembered for his leadership in the American civil rights movement and his advocacy of nonviolent resistance. Speaking at the bill signing ceremony, Reagan described King as a figure who helped make the United States “a more democratic, more just, and more peaceful nation.”

The holiday continues to hold symbolic significance, as schools, community groups and nonprofit organizations organize service projects across the country.

Will post offices be open on MLK Day 2026?

The United States Postal Service (USPS) will suspend operations on MLK Day 2026. All post office locations will remain closed on January 19 and regular mail deliveries will not occur that day. USPS services, including residential and business mail delivery, are scheduled to resume on Tuesday, January 20.

Will banks be open on MLK Day 2026?

Major banks in the United States will mark the federal holiday by closing their branches on Monday. Institutions such as Bank of America, Chase, Citibank, PNC, US Bank and Wells Fargo will not offer in-branch services on MLK Day 2026.

While physical branches may be closed, customers will still be able to access online banking platforms, mobile apps and ATMs for essential transactions.

What about UPS and FedEx services?

Freight services will operate on a limited basis through MLK Day 2026.

• UPS: Regular UPS pickup and delivery services will be discontinued on January 19. Many UPS Store locations may also be closed, but customers are encouraged to check their local outlet for specific hours. UPS Express Critical services operated by Marken will continue to operate as they are available year-round.
• FedEx: Some FedEx pickup and delivery services are expected to operate on MLK Day, and FedEx Office locations are expected to remain open, although hours vary by location.

What will remain open on MLK Day?

Most grocery stores, restaurants and retail outlets are expected to remain open on January 19, despite closures affecting banks and government offices. Public transportation systems may operate on schedules that vary depending on the city.

Consumers are advised to confirm local times in advance, especially for shipping and courier services.

FAQ

Is MLK Day 2026 a federal holiday?

Yes, MLK Day 2026 is a federal holiday celebrated in the United States on Monday, January 19.

Will mail be delivered on MLK Day 2026?

No, USPS will not deliver mail on MLK Day and post offices will remain closed.