UBS Q2 earnings 2025

Swiss Banking Titan UBS On Wednesday, the net profit doubled annually and defeated expectations with an increase in the investment bank and the global reserve management departments.

Net Karlı, which can be attributed to the shareholders, reached $ 2,395 billion in the second quarter, in the same period of the previous year, $ 1,136 billion and average LSEG analyst estimated $ 1,901 billion. The revenues of the bank reached $ 12,112 billion, and the analyst was $ 12.45 billion just below their expectations.

The other second quarter emphasis includes:

• The return of the concrete equity was 11.8% compared to 8.5% in March quarter.
• CET 1 capital rate, which is a bank payment power measure, was 14.4% after reaching 14.3% in the first three months of the year.

The global market unit of the lender’s investment banking branch gained a 25% increase and “at the beginning of the quarter followed the extraordinary levels of volatility.” The Department of Global Asset Management increases by 12% within three months until the end of June.

The difference between the net interest income (NII) of the lender-Credit and investments and the interest paid for deposit was $ 1,965 billion after guiding for “low-digit decreases” in the second quarter.

In the third quarter, while waiting for “broad stable” in the global reserve management in the Swiss Francs and in the corporate bank sections, “This means a low single -digit percentage increase in terms of US dollars.”

Considering the June June June, the NII performance is particularly worrying for investors. Return to 0 % interest rates In a wider war to eliminate the fall of national inflation and the power of Swiss Franc.

The UBS shares suffered from a huge journey this year as a result of Washington’s exposure to US markets after the implementation of mutual tariffs to most global trade partners who triggered uncertainty from the point of view of the world’s largest economy.

“Investor feeling continues to be a wide -scale constructive, permanent macroeconomic and geopolitical uncertainties,” UBS continues on Wednesday. ” He said. “Against this fund, our customer speeches and agreement pipelines are strengthened around the macro view, showing that they are highly ready to use capital between investors and companies.”

At home, UBS stuck with the Swiss officials in June. Tight New Capital Rules To ask the bank to keep 26 billion dollars more core capital. Measures are especially for UBS’s potential losses in foreign units to address concerns about the ability to buffer. After UBS seized Credit Suisse, the Swiss regulators became “too big to fail”, and in the case of assumed, Switzerland would drag the national economy and financial system.

The UBS is fighting with appointment and does not agree with the “excessive” increase in capital requirements, which he predicts that he supports the “principle” in June, and that he would push a total of additional CET1 capital to hold approximately $ 42 billion in total.

Higher capital requirements can significantly reduce the balance sheet and credit supply of a bank, reduce risk appetite, and potentially affect the usability of optional funds.

In late June, a Swiss Parliamentary Committee supported a movement that could delay some of the UBS banking offers, According to Reuters.