Paypal (PYPL) Q2 2025 earnings

Paypal reported Better results for the second quarter than expected, but the transaction margin, which is an important measure of profitability, saw a slowing growth in the dollar. After the report, the stock fell more than 8%.

Based on a survey of analysts by LSEG, compared to the Wall Street estimates:

• Earning per share: $ 1.40 set and expected $ 1.30
• Revenues: Expected 8.29 billion dollars and $ 8.08 billion

While CEO Alex Chriss is trying to transfer low margin revenue streams, sales increased by 5% of $ 7.89 billion compared to the previous year.

The transaction margin increased by 7% to 3.84 billion dollars and pointed out the company’s sixth flat growth.

The growth in this metric was excluded from a one -time benefit that increased the results in the early this year, while in the first quarter, it went down to 8%. When the branded payment volumes were set for SEAP Day, it slowed down to 5% compared to 6% in the first quarter.

According to StreetCount, the total payment volume, an indicator of how digital payments progress in the wider economy, defeated estimates reaching $ 443.6 billion compared to the predictions of 433.6 billion dollars of analysts. The number of active accounts increases by 2% to 437.8 million expectations.

PayPal shares decreased by 8.4% for the year from the closing of Monday, while NASDAQ increased by about 10% in 2025.

Venmo income grew more than 20% in the first quarter after a leap of 20% in the first quarter, but the company did not provide a dollar figure. The total payment volume for Venmo increased by 12%, the highest growth rate in three years.

Chriss focused on better money, such as Brainree and Venmo. Doordash, Starbucks and Ticketmaster Businesses Now he accepts Venmo Somehow consumers can pay.

“We have offered another profitable growth that continues with power in many strategic initiatives from Paypal and Venmo branded experiences,” Chriss said.

For the third quarter, Paypal estimated earnings were compared with an average analyst estimate of $ 1.22 from $ 1.18. The company is expected to increase trading margins by 4% to $ 3.76 billion and $ 3.82 billion.

Before Paypal’s earnings, some analysts cautiously threw an optimistic tone. Goldman Sachs, branded payment growth will rise from 4% to 6% in the first quarter, he said.

Morgan Stanley drew attention to stronger e-commerce data and progress in PayPal’s payment initiatives. Advanced integrations are now living in 45% of US traders from 30% in December and are expected to help restructuring branded payment volumes. The bank also marked the acceleration in the BrainTre volume.

PayPal is now waiting for a full -year -old earnings per share of $ 5.15 to $ 5.15 to $ 5.10 to $ 5.10. The third quarter guidance means roughly with expectations, even if the updated appearance means a stronger fourth quarter. The company also reflects $ 7 billion from $ 6 billion for the year.

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