Bank of America (BAC) Q4 2025 earnings
Bank of America on wednesday sent Fourth-quarter earnings beat analysts’ expectations for net interest income and gains from stock trading.
Here’s what the company reported:
- Earning: 98 cents per share, compared to the estimate of 96 cents per share from analysts surveyed by LSEG.
- Revenues: $28.53 billion, versus the expected $27.94 billion
company in question Profit rose 12% from the previous year to $7.6 billion, or 98 cents per share. Revenue rose 7.1% to $28.53 billion, driven by increased net interest income, asset management fees and trading income.
The bank’s shares rose about 1% in premarket trading.
“As consumers and businesses prove resilient, and the regulatory environment and tax and trade policies come into sharper focus, we expect further economic growth next year,” CEO Brian Moynihan said in a statement. “Although many risks remain, we are optimistic about the US economy in 2026.”
Net interest income, the difference between what a bank earns on loans and securities and what it pays depositors for their savings, rose 9.7% in the quarter to $15.92 billion. That’s about $240 million more than analysts expected, according to StreetAccount.
Stock trading revenue rose 23% to $2.02 billion, or about $160 million more than expected. Fixed income trading revenue increased 1.5% to $2.52 billion; That was about $120 million below analysts’ estimates for the quarter.
Fees generated by the firm’s investment bankers were roughly flat from a year ago at $1.67 billion, nearly matching the StreetAccount estimate.
The lender took a smaller-than-expected provision for credit losses of $1.31 billion in the quarter, about $190 million less than analysts expected.
Bank of America, the second largest bank in the USA by assets, benefited from the recent negativities in the sector. Falling interest rates, rising Wall Street trading and advisory fees, stable consumer credit and deregulation have helped the lender, whose shares rose 24% last year.
Analysts will want to hear more from Moynihan on whether the momentum will carry over into 2026.
on tuesday JPMorgan Chase It posted results that beat expectations on better-than-expected trading revenue. citigroup And Wells Fargo While reporting the results on Wednesday Goldman Sachs And Morgan Stanley The results will be announced on Thursday.
This story is developing. Please check back for updates.
