AU Small Finance Bank Q1 Results: Net profit rises 16% at ₹581 crore, asset quality deteriorates

AU Küçük Finans Bank announced the first quarter (first quarter) earning report on Saturday, 2026 on June 30, 2025.

Jaipur -based bank said that net profit increased by 16% LaIn the first quarter of this financial year, 581 Crore, La503 Crore in the same period of the previous financial year.

Total income La5.189 Crore in June 2025, La4,278 Crore in the same period a year ago.

Net Interest Income (NII) La2,045 Crore in the reported quarter La1 year ago 1,921 Crore.

Interest earned by the lender La4,378 CRORE compared to La3.769 Crore in the June quarter of the FY25.

AU Küçük Finans Bank’s business profit jumped La1,312 CRORE IN THE FIRST QUESTION OF FY26 La952 crore in the same period in the last financial year.

AU Küçük Finans Bank MD and CEO Sanjay Agarwal said: “We have reported another series of consistent performances in a seasonal soft quarter of deposits, existence and profitability,” he said.

As the economic cycle strengthens, AU is well positioned to navigate in close -term uncertainties, while AU is based on a long -term vision in building a bank that can really be scaled with sustainability.

The quality of assets has deteriorated, because non -gross performances (NPAs) rose from 1.78% to 2.47% of gross advances one year ago at the end of June quarter.

Gross Credit Portfolio (GLP) with an increase of 18% LaCrore 117,624 Crore in quarter FY25, La99,792 Crore last year.

Similarly, net NPAs or bad loans rose to 0.88% against 0.63% in the previous period.

As a result, the provisions and possibilities have almost doubled La533 Crore in the first quarter, La283 Crore a year ago.

At the end of June 2025, the scope of the provision (PCR) is 83 percent.