Banks in THESE districts will remain closed today; check complete list here
On November 11, 2025, banks in 20 districts of Bihar will be closed for the second phase of the state assembly elections. Voting will be held in 122 electoral districts and vote counting is planned to be held on November 14. The bank closures are in line with the RBI’s regional holiday rules for elections.
Today, November 11, 2025, there will be a public holiday in many districts of Bihar due to the second phase of state assembly elections. The Reserve Bank of India (RBI) has designated this day as a holiday for banking transactions in areas where elections are taking place. This is in line with the RBI’s usual practice of declaring state-specific holidays for events such as elections, festivals and regional ceremonies.
Affected Regions
The second phase of the survey will be conducted in 122 assembly constituencies in 20 districts of Bihar. The districts where banks will remain closed today are as follows:
- Peşchim Champaran
- Purvi Champaran
- sheohar
- Sitamarhi
- madhubani
- supaul
- araria
- Kishanganj
- Purnia
- Katihar
- bhagalpur
- Bank
- jamui
- nawada
- gaya
- Jahanabad
- arwal
- Aurangabad
- Rohtas
- Kaimur
People in these areas will vote today and as a result, banks in these areas will remain closed so that staff can focus on the election process and voting can be carried out smoothly.
Phase 1 Summary
This is the second phase of voting, following the first phase on November 6, 2025, covering 121 assembly constituencies. Elections are being held for a total of 243 assembly segments in the state. Voters in the second phase districts will go to the polls today, while voters in the first phase have already voted.
Vote Counting on November 14
Once all stages of voting are completed, vote counting for the entire state will take place on November 14, 2025. The results will determine the composition of the new Bihar Legislative Assembly.
Public Holidays and RBI Guidelines
Public holidays are generally determined according to the public holiday calendar of the RBI. These holidays are divided into three different types:
Holidays Covered by the Negotiable Instruments Law – These are holidays when banks are closed to the public and transactions involving negotiable instruments are not carried out.
Holidays under the Negotiable Instruments Act and Real Time Gross Settlement (RTGS) Holiday. These holidays affect both negotiable instruments and the RTGS system used for high-value real-time transactions.
Account Closing by Banks – These holidays occur at the end of the financial year or when banks need to reconcile their accounts.
However, it is important to note that holidays declared by the RBI may vary by region. While the RBI declares official holidays in its calendar, states also have the authority to declare additional holidays for region-specific events. This means that in some states, banks may remain closed for festivals, elections or other local celebrations.
As today’s voting continues in Bihar, closing banks in designated areas is a standard procedure in line with the election calendar. Banking activities in these areas will continue after the elections are concluded, and the next important date will be the vote counting on November 14, 2025.
It is recommended for those living in these regions to plan their banking activities close to the holiday in order to avoid any problems.
