Deadline nears for Miami Beach residents to apply for $20,000 floodproof plan
Miami Beach residents could be awarded up to $20,000 to help “flood-proof” their homes as part of ongoing efforts to increase the city’s climate resilience.
“Miami Beach is a low-lying community and many buildings are vulnerable to different types of flooding, including King Tides, storms and sea level rise.” program website states. “Actually, most of Miami Beach FEMA Special Flood Hazard Area“
The city of Miami Beach plans to provide selected applicants with up to $20,000 in funding to “assess the flood risk on their properties and implement flood risk-reducing improvements.” city’s Facebook page. “A part of greater Miami Beach”Rising UpThe initiative aims to help the city adapt to the effects of climate change.
Qualified low-to-moderate-income property owners will not be required to match the funds, according to the city. Instead it will fully fund the project up to $20,000.
According to the municipality’s websiteThe definition of “low income” requires total annual gross household income not exceeding 80% of the median annual income adjusted for family size; that figure was $87,200 in 2025 in Miami-Dade County. Department of Housing and Urban Development. “Middle income” requires total annual gross household income not exceeding 120% of median annual income adjusted for family size.
The deadline for application in 2026 is April 24.
How to apply for funding
According to the city’s Facebook post, all submitted applications will be reviewed and prioritized “based on available funds,” but submitting the application does not guarantee funding.
To apply, residents will need to submit proof of identification and income information, as well as a property upgrade certificate, proof of active flood insurance, and proof of property ownership, among other items.
For a full list of requirements, visit: website for the city’s private property integration initiative.
Sarah Perkel is the South Florida Connect Reporter for the USA TODAY Network’s Florida Connect team. You can get all of Florida’s best content delivered straight to your inbox every weekday by signing up for our free newsletter. Florida TODAY.
This article first appeared on USA TODAY: Miami Beach offers residents $20,000 to help protect their homes from flooding
