Premium Bonds prize checker: When is December’s NS&I draw and how can I check if I’ve won?

Savers have the chance to win great prizes as the Premium Bond winning numbers are announced every month. There are currently 24 million people participating in a government-backed savings scheme, with more than £127 billion banked.

Premium bonds are an investment product of the government-owned National Savings and Investment (NS&I). Every month millions of savers enter a prize draw to win cash prizes ranging from £25 to £1 million, with two millionaires being won in each draw.

The odds of winning for every £1 entered are 22,000 to one. The minimum investment is £25 and the maximum is £50,000.

These savings do not accrue interest as with regular bank accounts, but are placed against a random digital prize selector called ‘Ernie’ (Electronic Random Number Indicator Equipment).

Date of this month’s draw Tuesday, December 2. The results of this draw will be announced a day later and published by NS&I. Here.

What are the chances of winning with Premium Bonds?

There are many Premium Bond winners every month, but the actual chances of winning are quite low. Most people will never win any rewards, meaning their investments will remain the same. But the plan is also risk-free, meaning no money is lost.

Analysis by monetary expert Martin Lewis found that the ‘interest rate’ on Premium Bond accounts was 4 per cent when all earnings were taken into account; But he notes that most people won’t see anything like this. Many savings accounts in the UK also offer a higher interest rate than this, which will be much more consistent.

The distribution of rewards changes slightly every month. Here are the results in January 2025:

How can you check if you have won a Premium Bond reward?

To check if you have won a reward in Premium Bonds, you can visit: On the NS&I controller website and enter your bond numbers.

There is also an NS&I app that allows savers to check results on the go.