They’re Complete Opposites. He Saved More Than $100K And Pays For Everything, While She’s $80K In Debt. ‘I Ain’t Saying She’s The Gold Digger’
When one partner has more than $100,000 in savings and zero debt while the other has tens of thousands in debt, tension is almost inevitable. Add expensive vacations and a person who quietly pays every bill; Even a strong relationship can start to feel unstable.
This was the dilemma shared by one young man: “The Ramsey Show“He’s been making $135,000 a year lately, maxing out his 401(k), and has saved six figures. His girlfriend makes about $50,000 and is $70,000 to $80,000 in debt. He covers the cost of vacations, weekends, and most trips, and although no one directly requests anything, he admitted to feeling “financially thin.”
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Caller Tyler told the homeowners: Jade Warsaw And Ken Coleman that the tension is not explosive but quiet and constant. He feels that when plans are made the standards begin to go beyond what he would normally choose.
“I’m a very minimalist person,” he said. But when trips or experiences come up, “the perspective on the end of them starts to increase, and then it just kind of goes from there.”
“I’m not saying he’s a gold digger,” Warshaw joked, then added that Coleman understood what the caller meant by “weak.”
Still, both hosts agreed that paying for dates is normal in a dating relationship. Warshaw said at this stage he expects the man to cover appointments. This alone is not a red flag.
The bigger issue is whether Tyler is comfortable setting boundaries.
If a $6,000 vacation seems like too much, she should say so, Coleman said. If he’s only happy with $2000, he should disclose that. If they can’t cover half of it, they either downsize or skip it.
To them, what is unhealthy is silent anger.
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When asked how confident he was about marrying her, Tyler gave the relationship a five out of 10 rating. This hesitation was noticeable.
Warshaw stated Money fights and money problems It consistently ranks among the top reasons for divorce. If their philosophies are now too far apart, marriage will not magically fix that.
“Now is not the time to try to change someone,” he said. “Now it’s time to try to leave, who are you really?”
