UK households handed up to £2,672 with 4 benefits and freebies in July | Personal Finance | Finance

People receiving four DWP benefits will be able to get a slice worth up to £2,672 each this July, thanks to a range of gifts and discounts now available.

There is some good news amid the financial woes; A range of gifts, discounts and grants worth £2,672.77 per household are available this month.

Not all of these can be claimed by all people, but a household could theoretically claim them all at the same time if those living in the household meet the eligibility criteria for each of the DWP and HMRC benefits listed here. And of course, as long as the household still stays within the Benefit Cap, which is set at just under £26,000 a year in total for those living in London, or roughly £23,000 for those living outside the capital.

Universal Credit – up to £666.97 per month

Universal Credit is complicated because it becomes an all-encompassing product that replaces a variety of other benefits. So someone claiming childcare costs, assistance for disabled children, or claiming as a carer may receive more money above the standard rates.

Payments for all elements of Universal Credit rose sharply from April, thanks to the Labor government giving Universal Credit an inflation-busting 6.2 per cent benefit boost.

When we look at the standard rates element, which is help with the general living costs of those on low or no income, this means Universal Credit rises from £316.90 to £3338.58 per month for a single person under 25. For single people over 25, the figure rises from £400.14 to £424.90. For a couple under 25 the figure rose from £497.55 to £528.34, and for a couple over 25 it rose from £628.10 to £666.97.

State pension – up to £1,045.33 per month

Thanks to the Triple Lock, some of which have become increasingly controversial, state pensions have also increased due to wage growth by far more than inflation. The Triple Lock states that pensions must increase by one of three measures: wage growth, inflation or a constant 2.5%, whichever is higher. Wage growth reached its highest level this year at 4.8%, so pensions increased accordingly.

The full new state pension rises to £241.30 per week, or an average of £1,045.63 per month.

The old basic state pension for those who retired before 2016 also increased by the same amount, but from £176.45 per week to £184.90 per week.

Former state pension recipients can increase their pension payments by claiming Pension Credit of up to £238 per week from April; This is already close to the entire amount of the new state pension.

Child benefit – £117.21

Child benefits also increased in parallel with other aid. It went up to £27.05 a week. It costs an average of £117.21 per month as it is paid as a weekly wage and is paid once a month.

The amount paid for each additional child has also increased from £17.25 per week to £17.90 per week. There is no limit on the number of additional children other than the general benefit limit; so if you have many children you can get a lot more out of £ by claiming an extra £17.90 per week for each child.

PIP – £843.26

Personal Independence Payments also increased in April. Payments sent to those who have difficulties with daily living and mobility are divided into four categories: Standard daily living, enhanced daily living, standard mobility and enhanced mobility.

Standard daily living rose to £76.70 per week, while advanced daily living rose from £110.40 to £114.60 per week.

Standard mobility increased from £29.20 to £30.30 per week, while advanced mobility increased from £77.05 to £80.

If you qualify for the advanced element of both sections and payments are averaged over 12 months, you could receive £843.26 per month in total.

Although the Chancellor has announced a consultation on changes to PIP, including stricter tests for eligibility, rates and eligibility will not be affected for 2026-2027 as no such changes have been made yet.