Are banks open or closed in your state? Check state-wise list here
Banks will have multiple holidays in late December due to regional festivals, Christmas and weekends. Branches will be closed on December 22 in Sikkim and some states in the north-east around Christmas, while branches across the country will be closed on December 25 and over the weekend.
If you are planning to visit a bank towards the end of December, it is important to check the Reserve Bank of India (RBI) holiday schedule in advance. This week will vary from state to state due to a mix of bank closures, regional festivals, Christmas celebrations and regular weekend holidays. In some areas, banks will remain closed for several consecutive days, which may impact in-person banking plans.
Banks Closed in Sikkim on 22 December
Banks will not operate in Sikkim on Monday, December 22. All public and private sector bank branches in the state, including Gangtok, will remain closed to celebrate Losoong or Namsong, an important traditional festival. Mainly celebrated by the Lepcha and Bhutia communities, the festival marks the end of the harvest season and the beginning of the Sikkim New Year. However, banks in the rest of the country will operate as usual on this day.
Christmas-related Closures in Northeastern States
Many northeastern states will celebrate public holidays around Christmas. On Wednesday, December 24, bank branches in Aizawl, Kohima and Shillong will be closed for Christmas Eve. This will be followed by a nationwide shutdown on Thursday, December 25, as banks in India remain closed for Christmas.
Additionally, banks in Aizawl, Kohima and Shillong will remain closed on Friday, December 26, due to extended Christmas celebrations. Following the weekend holidays, banks in these regions will remain closed for four consecutive days.
Weekend Public Holidays
As per standard RBI rules, banks in India will remain closed on Saturday, December 27, as it is the fourth Saturday of the month. Kohima will also have an additional holiday in connection with the Christmas festivities. On Sunday, December 28, all banks across the country will remain closed as part of the regular weekly holiday.
Why Do Public Holidays Vary According to States?
RBI declares bank holidays based on national celebrations, regional festivals and religious events; That’s why closures vary from one state to another. Apart from these, banks are routinely closed on the second and fourth Saturdays of each month and on all Sundays.
Banking Services Available During Holidays
Even if physical branches are closed, customers can continue to access a wide range of digital banking services. Internet and mobile banking platforms continue their operations, allowing users to carry out their transactions without interruption. Services such as NEFT and RTGS fund transfers, debit and credit card usage, ATM withdrawal, account maintenance, payment order, check book or current check form submission are offered during the holiday period.
Planning ahead can help avoid inconvenience during these long public holidays.
