Trump proposes radical healthcare shake-up that would bypass insurers and hand cash directly to millions of Americans

President Donald Trump has proposed a radical new health plan that would distribute money directly to Americans rather than through insurers.

The president said he has put forward proposals to Senate Republicans that should be considered as the longest government shutdown in history entered its 39th day on Saturday.

In a post on Truth Social, Trump, 79, said the government should stop sending federal funds to ‘insurance companies that suck money to get rid of the poor health care provided by Obamacare.’

Instead, he said, “it should go directly to the people so they can buy better health care and have money left over.”

‘In other words, take it from the BIG, BAD insurance companies, give it to the people, and terminate per dollar spent.’

He added that he believes Obamacare is ‘the worst healthcare anywhere in the world.’

It’s unclear exactly how Trump’s plan will work.

Private health care is often offered through employers or through the Affordable Care Act (ACA), also known as Obamacare.

It’s also unclear who is eligible to receive the money Trump is offering, how it will be obtained, or how much each recipient will receive.

It’s unclear exactly how Trump’s plan would work or who might get the money.

The Daily Mail has reached out to the White House for comment.

The ACA earned its nickname when former President Barack Obama signed the law into law in 2010. It allows citizens under 26 to benefit from their parents’ insurance and prohibits insurance companies from denying coverage based on pre-existing conditions.

It is best known for allowing people without access to health care to purchase ACA-compliant plans, as well as expanding who is eligible for Medicaid to include low-income adults.

The government has been closed since October 1, the longest period in U.S. history. The second longest shutdown occurred during Trump’s first term, which lasted 35 days.

Democrats are asking Republicans to extend the ACA subsidy package by one year because the GOP’s plan could affect millions.

Trump has refused to negotiate with Democrats over demands to save expiring health insurance subsidies until they agree to reopen the government.

But Democrats are skeptical about whether he will keep his promise, especially after the administration restricted SNAP food aid despite court orders to provide funding to prevent hunger.

On Tuesday (election day), Republicans faced several big losses in major races, including the New York City mayoral race, where Democratic Socialist Zohran Mamdani emerged victorious in the Big Apple.

The ACA earned its nickname when former President Barack Obama signed the law into law in 2010. It is best known for allowing people without access to healthcare to purchase ACA-compliant plans and also for expanding who is eligible for Medicaid.

Mikie Sherrill also scored a win in neighboring New Jersey, defeating her Republican counterpart, Jack Ciattarelli.

Virginia also elected a Democrat and its first female governor when Abigail Spanberger won. California’s controversial Proposition 50 also won; this allowed for redistricting and made it easier to send five more Democrats to Congress.

The Republican Party’s massive losses caused the conservative president to reconsider his party’s strategies regarding the shutdown, which he credited as playing a large role in the disappointment.

“If you read the polls, I think the shutdown was a big factor, negative for Republicans,” the president said.

The ACA subsidies at the center of the shutdown are income-based and help partially cover some enrollees’ premium costs.

Subsidies are paid on a sliding scale among those earning between 100 percent and 400 percent above the federal poverty line (FPL), which is currently $15,650 for an individual and $32,150 for a family.

Most states allow those earning less than 100 percent of the FPL to enroll in Medicaid. Committee for a Responsible Federal Budget in question.

The American Rescue Plan and the Inflation Reduction Act increased subsidies starting in 2021 and will expire at the end of this year. The extra subsidies covered 100 percent of the premiums of those earning 100 percent to 150 percent of the FPL.

Democrats are now proposing a one-year extension of subsidies, but that proposal was quickly stopped by Republicans

Subsidies are mostly paid directly by the government to insurance companies, and taxpayers reconcile this through their tax returns.

It cost the government $138 billion this year. This amount increases each year as healthcare becomes more expensive and more people use ACA plans.

Extending subsidies for another 10 years will cost the government $350 billion. The cost of the two-year extension will be approximately $60 billion.

Democrats are currently proposing a one-year extension of the subsidies, but that proposal was immediately stopped by Republicans.

Senate Minority Leader Chuck Schumer proposed the plan on Friday, which includes establishing a bipartisan committee to further negotiate subsidies after the government reopens.

‘Democrats are ready to pave the way to quickly pass a government funding bill that includes health care affordability,’ the New York Democrat said.

‘Leader [John] Thune needs to add a clean one-year extension to the contract. [Obamacare] Tax credits to CR [continuing resolution] Thus, we can immediately find solutions to increasing health expenses.

‘This is not a negotiation. ‘This is an extension of existing law, something we’ve always done here.’

Thune later described the plan as a ‘non-starter’. Republicans rejected the plan on the grounds that it would continue to send federal funds to insurance companies.

‘We will not continue to burden insurance companies with taxpayer dollars to produce a worse outcome for another year,’ said Senator Lindsey Graham of South Carolina.