How to get the new $6,000 senior bonus deduction this tax season — it’s simpler than you think
If you’re 65 or older before the end of 2025, you’ll be eligible for a new US tax deduction of up to $6,000.
However, this provision is temporary and you must properly claim it when you file your taxes to qualify.
Here’s how the new special senior tax credit works and how you can take advantage of it this tax season.
Minister Donald Trump‘s A Big, Beautiful Bill Created a new tax provision to add extra $6,000 deduction for seniors in addition to the standard deduction.
Simply put, if you were over age 65 at the end of last year, you can claim the deduction whether or not you itemize your return. This means you can claim this new deduction in addition to the pre-existing standard deduction for seniors and the visually impaired. This is per person, so you and your spouse could potentially qualify for a total of $12,000 in special deductions.
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Note that married couples must file together, not separately, to benefit from the new deduction.
There are also ceilings on income. The new deduction phases out for people whose adjusted gross income starts at $75,000. For couples filing jointly, this amount starts at $150,000.
It is also worth noting that this advantage is temporary and is planned to end in 2028.
The senior bonus deduction is claimed directly on your regular tax return using Form 1040 or Form 1040-SR. A Schedule 1-A form must also be completed.
Be sure to enter accurate personal information, including your date of birth and Social Security number. You don’t want any simple mistake to cost you money.
In short, the process is simple but depends on careful data entry. Taking a few extra minutes to review these details can help you get the full tax benefit you deserve.
The April 15 tax deadline is closer than you think, so don’t delay. If your age and income meet most of the eligibility criteria, try to get your ducks in a row as early as possible to avoid leaving any money on the table.
