Trump Accounts app launches — here’s how to get started
President Donald Trump on stage at the Treasury Department Trump Accounts Summit in Washington on January 28, 2026.
Kevin Lamarque | Reuters
Families can now download the Trump Accounts app; This is an important next step in starting children’s investment accounts, which can include up to $1,000 in seed money.
The app’s launch Thursday comes a little more than a month after the official July 4 launch of the new tax-deferred accounts. The first deposits from the U.S. Treasury Department could arrive “as early as July 4,” according to an image of the app the agency shared with CNBC.
The Trump Accounts app, now available in the Apple and Google app stores, includes Bank of New York Mellon and robinhoodA Treasury spokesman said:
“This groundbreaking new app will make it easier for millions of Americans to sign up, contribute and watch their investments appreciate,” Treasury Secretary Scott Bessent said in the video. in x Thursday.
According to Treasury’s latest count, families have enrolled nearly 6 million children in Trump Accounts.
How to use the Trump Account app?
Although Trump Accounts, also known as 530A accounts, will not be funded until July, parents or guardians You can open an account now by filling out IRS Form 4547 TrumpAccounts.gov.
Trump Accounts app.
Courtesy: US Treasury
Initial sign-up for the app requires you to enter the email address you used for your account application and verify it with the code sent to that account. You will add a phone number and will be subject to verification for this as well. You will also create a password and be able to enable push notifications.
After following these steps in the live app Thursday morning, a CNBC reporter was greeted with a screen titled “Stay tuned for an invite.”
“We are rolling out Trump accounts in waves,” the text read. “Over the next few weeks, we will send you an invitation to activate your child’s account at no-reply@trumpaccounts.treasury.gov. You can also turn on push notifications to receive notifications of account updates. Be sure to fill out IRS Form 4547 if you haven’t already.”
The look and experience is a departure from the early model of the app interface at TrumpAccounts.gov, which tracked gains in stocks like Nvidia. This interface was still on the site as of Thursday morning.
The first mockup of Trump Accounts seen on a mobile phone was captured on TrumpAccounts.gov in February 2026.
Courtesy of Trump Accounts
Who can benefit from free money?
Trump Accounts are available to all U.S. children with a Social Security number, and babies born between 2025 and 2028 are eligible to receive an initial deposit from the Treasury.
There are a growing number of companies It promised to match the accounts’ $1,000 Treasury deposit, and philanthropists in many states pledged to open the accounts for families who met the requirements.
Children 10 and under born before Jan. 1, 2025, who don’t qualify for the $1,000 contribution will be able to receive $250 if they live in a zip code where the median income is $150,000 or less, thanks to a $6.25 billion donation from tech CEO Michael Dell and his wife, Susan.
Trump Accounts app.
Courtesy: US Treasury
Starting July 4, parents, guardians, grandparents and others will be able to contribute up to $5,000 a year in after-tax dollars until the year before the beneficiary turns 18. Contributions can be pre-arranged through the app, according to another image of the interface shared with CNBC.
Employers can also contribute: $2,500 per employeeAccording to the IRS, this is part of the $5,000 annual limit and does not count as taxable income. Additionally, qualifying charities and state and local governments may make contributions that do not count against the $5,000 limit.
Treasury guidance says Trump accounts will be invested in “broad U.S. stock index funds,” such as mutual or exchange-traded funds.
— CNBC’s Kelli Grant contributed reporting.
