Yes Bank plans to raise up to ₹16,000 crore through equity, debt

Mumbai: Private sector lender Yes Bank said on Monday. ₹16,000 crore, up to and including ₹7,500 crore equity capital and up to ₹8,500 crore debt.

The bank said in a filing with regulators that its board of directors has approved the issuance of eligible equity securities through various permitted instruments, provided that the aggregate amount does not exceed. ₹7,500 crore and the total dilution does not exceed 10%.

The board also approved raising funds by issuing eligible debt securities in Indian or foreign currency. ₹8,500 crore in one or more tranches. These are facilitating provisions and will be subject to shareholder approval and other regulatory and statutory approvals, the bank said.

The bank’s total capital adequacy ratio decreased to 15.3% as of March 31, from 15.6% in the previous year.

Japan’s Sumitomo Mitsui Banking Corp. (SMBC) acquired 24.2% stake in Yes Bank in 2025, becoming the largest private sector shareholder of the lender. The bank announced net profit ₹1,068 crore in the March quarter, up 44.7% year-on-year. Net interest income increased by 15.9% ₹2,638 crore, while net interest margin (NIM) increased by 10 basis points (bps) sequentially and 20 basis points y-o-y to 2.7%.

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Vinay Tonse, the bank’s new chief executive, said in April that Yes Bank has ample room to expand its balance sheet as it focuses on improving operational efficiency.

“Over the next three years, of course, we’ll be looking at being a high-quality, consistently profitable franchise with best-in-class asset quality, the strong retail granularity that’s been talked about and we’ve already seen, and ultimately sustainable rates of return,” Tonse said on the bank’s March quarter earnings call, addressing the media for the first time since taking office on April 6.