Are banks open or closed in your state on 25 December? Check state-wise list here
Banks in India will be closed for Christmas on December 25, 2025, as per the RBI holiday calendar. Some cities will experience long-term closures due to regional holidays and the fourth Saturday. Customers can rely on ATMs, online banking, NEFT and RTGS for transactions.
Banks in India will celebrate Christmas on Thursday, December 25, 2025, as a public holiday celebrating the Christian holiday of the birth of Jesus Christ. The Reserve Bank of India (RBI) regulates these holidays keeping in mind national and regional rules as well as provisions of the Negotiable Instruments Act and RTGS holidays. Here is a detailed breakdown of the bank holiday schedule and alternatives to banking services during the festive season.
Christmas Bank Holiday by city
On December 25, 2025, banks will be closed in many major cities of India. The holiday will be celebrated in both public and private banks, and branches will be closed in the following places:
- agartala
- Ahmedabad
- Aizawl
- bhopal
- Chennai
- Dehradun
- Guwahati language
- Hyderabad
- impal
- Itanagar
- Jaipur
- Kochi
- Kolkata
- mumbai
- New Delhi
- patna
- raipur
- ranchi
- Shimla
- Thiruvananthapuram
- Vijayawada, among others.
This closure applies to both government and private banks following the RBI holiday schedule.
Extended Holiday Program: 26-28 December
In some areas, the holiday period will extend beyond Christmas Day. Especially on December 26 (Friday), banks in Aizawl, Kohima and Shillong will remain closed due to Christmas celebrations. This will result in a long weekend for customers in these cities, with a four-day break including the usual Saturday and Sunday closure.
Moreover, December 27 (Saturday) marks the fourth Saturday of the month, which is a designated holiday for banks in India. This will also be a special holiday in Kohima. On December 28 (Sunday), we will witness the usual closing of all banks across the country.
Banking During the Holidays: Digital Services Still Available
During this period, physical bank branches will be closed, but digital banking services will continue to be accessible to customers. Some of the services that will continue without interruption are as follows:
Online Banking and Mobile Banking: You can still transfer money, check balances, and pay bills through digital platforms.
ATMs: Cash withdrawals and card transactions can be made at ATMs, providing access to money on holidays.
NEFT and RTGS: These systems for money transfers will be available during operation hours and will enable customers to make urgent transfers.
Online Requests: Services such as checkbook requests, demand drafts, and other account-related inquiries can be processed online.
Planning Your Bank Visit
To avoid any disruptions, customers are advised to plan their branch visits in advance and benefit from internet banking services for routine transactions. Thanks to the availability of digital banking options, your banking needs can be managed smoothly even if physical branches are closed due to holidays.
In summary, although banks across India will be closed on Christmas Day and beyond, you can continue to manage most of your banking activities through digital platforms. It’s always a good idea to check your city’s holiday calendar to stay prepared.
